How To Get A New Roof Covered By Insurance

How to claim a new roof on your homeowner s insurance research your coverage.

How to get a new roof covered by insurance.

Your insurance agent or public adjuster can likely provide recommendations as well. Take pictures of the damage to your roof and of any interior damage resulting from the damaged. To get started first check your insurance policy documents to make sure you re covered for the. Be sure to ask for references and examples of previous work experience when you are selecting your contractor if you don t already have one.

This will pay you the full amount to get a new roof. The next step is finding a reputable roofing contractor to complete the roofing repair or replacement. This means you will get a percentage of the replacement cost based on the roof s material and age. Repair coverage usually takes into consideration depreciation of the roof.

If your roof is newer and in good shape you may be able to buy roof replacement cost coverage. Choose a roofer that has experience in insurance roof repair. Replacement coverage provides for returning the roof to a brand new condition when an event that is covered by the insurance policy takes place. It could be as low as 15 for a roof near the end of its service life.

If your roof insurance claim is fully or partially covered under your existing insurance policy you ll have some money to repair your roof or replace it completely with a new roof. Once you have received the final word from your insurance company and a green light for a roof replacement you will be given money for the damage.