How Does Hail Damage Your Roof

Hail damage on your roof will cause granules to break loose at the site of each hail stone impact.

How does hail damage your roof.

Hail storms can cause a wide range of damage to your roof and your property in general. Check the whole shingle as well as the edges for signs of damage. Gutters are also susceptible to hail damage. Second layer shingles are more susceptible to damage than first layer shingles because the surface directly underlying the shingle is less supportive than dense wood.

In many states usually where hail is less frequent a standard homeowners policy includes hail damage to a roof as part of your protection coverage. Alternatively softball sized hailstones can be dense enough and strong enough to puncture a roof. Hail damage can either be functional or cosmetic in nature. Hail damage can also be affected by the number of shingle layers on a roof.

Hail hits appear as black colored divots. Additionally the age and condition of a roof could affect the degree of damage. Even seemingly minor hail storms can cause significant problems that you might not notice until the damage increases over time and creates openings that may be harder for a roof leak repair or even require a replacement roof. Look at the shingles.

Types of roof damage covered by your insurance will depend on the policy s terms and the reasons your roof needs to be repaired or replaced. This area of the roof will receive the most damage from hail since it is flat and will take a direct hit in a storm. Homeowners file a claim pay the policy deductible and then the insurer pays to fix the damage. For example hail can cause dings in aluminum siding gutters or asphalt shingles whereas it can crack vinyl siding or wood shakes.

Because seamless gutters are frequently feature aluminum or copper construction the signs of hail damage include telltale denting. Typically a policy covers problems that are sudden or. Asphalt s tough exterior receives only cosmetic damage. Climbing on a roof can be dangerous unless you are experienced.

Hail is a powerful force of nature that can even damage roofs made with concrete tiles if the stones are large enough and wind speeds are high. Check the ridge cap of the roof for dents. If you are unsure if your roof is damaged by hail it is best to call a trustworthy local roofing contractor that has a reputable history. It is definitely not worth a trip to the hospital.

If you notice shingle granules in your gutters you may have hail damage on your roof.